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Wealth Management in Wakefield

At Olive Tree Wealth Management Ltd, we have 35 years' experience in providing clear, jargon-free advice. 

We advise on ISAs, investments, wealth management, and equities in West Yorkshire, including Wakefield, York, Pontefract, Knottingley, Normanton, and Castleford. With our expertise, we can help you make the most of your money and plan for the future.

First Class Service

No-jargon advice

Financial Conduct Authority Registered

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Business team investment working with computer, planning and analyzing graph stock market

What's The Difference Between Saving and Investing?

Saving is a stage on the way to investing. You cannot be an investor without being a saver - but you can be a saver without being an investor.

When someone talks about savings and saving money, it could be referring to a piggy bank on the mantelpiece or a high-interest deposit account. Savings are effectively cash or cash instruments, such as deposit accounts or term bonds.

Investing is what you can do with the savings you have created - if you are looking to generate a return on your money that is greater than what is already available to you through your savings instruments. As a saver, you will take very few and very small risks with your money.

As an investor, you are taking a much greater risk. Not only is the return on offer to you likely not to be fixed or guaranteed, but the capital sum you invest is at risk as well.

So why would anyone want to take such risks? The short answer is that the potential rewards may be greater and you want to generate more from your money than is possible by simply leaving it in a bank or building a society deposit account.

Our Services

ISAs

At Olive Tree Wealth Management Ltd, we advise on Individual Savings Accounts (ISAs) to help you save and invest without paying any tax on the interest, income or capital gains. Our experts can advise you on the most suitable options for your financial goals.

Investment Consultants

Our experienced investment consultants can help you make informed decisions about your money. We advise on a range of investment options to suit your needs and risk tolerance.

Investments

We provide a range of investment opportunities to help your money grow. Whether you're new to investing or have an established portfolio, we can help you make the most of your money.

Wealth Management

Our wealth management services are designed to help you build and protect your wealth for the future. We take a holistic approach to your finances, helping you to make the most of your money.

Equities

Invest in shares with our equity investment services. Our experts can help you choose the right investments for your financial goals.

Trust Funds

Protect and grow your wealth with our trust fund services. Our experts can help you set up and manage your trust funds.

Juniors ISA

Junior ISAs (JISAs) are tax-free savings accounts for children under 18, with an annual limit of £9,000. They can be cash, stocks, or shares based, and anyone can contribute.

Starting a Junior ISA can give your child a financial head start, and our experts can help you make informed decisions about their future.

Capital Investment Bonds

Invest in our capital investment bonds to grow your wealth over time.

Income Tax Advice On Savings

Get expert advice on how to save on income tax with our savings advice services. We can help you make the most of your savings with tax-efficient options.
 

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

Investors do not pay any personal tax on income or gains, but ISAs may pay unrecoverable tax on income from stocks and shares received by the ISA managers.

The Financial Conduct Authority do not regulate Tax Planning, Cash On Deposit accounts, or Capital Investment Bonds.

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FAQ

Why Save?

Saving is a safe way to accumulate money for specific goals. While less risky than investing, it offers limited growth through interest.

This makes it ideal for those averse to financial risks, with most savings accounts offering easy access or fixed terms. Whether saving for a large purchase or emergencies, the goal remains to build a financial cushion.

Saving provides both financial security and the means to afford significant expenses.

Where Can I Put My Money?

There are several different types of savings products out there.

What Should I Do Now?

Since there are so many different types of savings and investments, and there are potential risks with investments in particular, it is wise to seek expert advice which can be tailored to suit your circumstances.

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"Great service, Good company to deal with and very helpful."

- Hazel via Yell

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Ready to take control of your financial future?

Let Olive Tree Wealth Management Ltd help you navigate the world of wealth management and investments. From ISAs to Trust Funds, we provide expert advice and personalised solutions. Take the first step towards financial freedom and contact us today!

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